surrogate monthly allowance

Your Surrogate Monthly Allowance: What It Covers and When It Starts

Your surrogate monthly allowance is paid on top of your base compensation. It helps cover everyday costs during pregnancy so you can focus on what matters most.

Quick Answer

  • Your surrogate monthly allowance is $300 per month, separate from your $60,000+ base compensation
  • Payments start once your legal contract is signed, before any medical steps, and continue each month through delivery
  • The allowance covers everyday pregnancy-related costs like groceries, maternity clothing, gas, and vitamins
  • Rocky Mountain Surrogacy has supported surrogates with full benefits since 2007
At contract signingAllowance Starts
$60,000+Base Pay
$70,000+Repeat Pay
2007Since
24/7Support
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What the Surrogate Monthly Allowance Covers

Your surrogate monthly allowance helps with the real costs of pregnancy. It is not part of your base pay. It sits on top of it.

Pregnancy changes your daily spending. You eat more. You need new clothes. You drive to doctor visits. These things add up fast.

The monthly allowance covers these everyday costs. Think groceries, maternity clothes, gas, and vitamins. It is there so you don't pay out of pocket.

This is standard across the surrogacy field. Top agencies include a separate monthly stipend as part of the surrogate's total package. Rocky Mountain Surrogacy has done this since 2007.

Your allowance details are written into your contract. Every dollar is spelled out before you start. You can review the full surrogate compensation package to see how it all fits together.

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Separate From Base Pay

Your $300 monthly allowance is in addition to your $60,000+ base compensation. They are two different payment streams.

When Your Monthly Allowance Starts

Your surrogate monthly allowance begins once you sign your legal contract, before any medical steps start. The exact start date is in your contract. You know when to expect it before you begin any medical procedures.

Payments come on a set schedule. You get one each month. They continue through delivery. There are no gaps or surprises.

This is part of the legal agreement you sign with the intended parents. Your own attorney reviews the contract. Every payment detail is clear.

The agency handles the logistics. You don't chase payments. Rocky Mountain Surrogacy makes sure every surrogate gets paid on time, every time.

  1. Sign your legal contract with all payment terms included
  2. Your monthly allowance begins immediately — no waiting for pregnancy confirmation
  3. Payments arrive on the same schedule every month
  4. Allowance continues through delivery

How the Allowance Fits Into Total Surrogate Pay

Think of surrogate pay as three layers. Base compensation is the biggest piece. The monthly allowance is the second. Extra benefits round it out.

First-time surrogates earn a base of $60,000. Repeat surrogates earn $70,000. That is your main payment for the journey.

On top of that, you receive a $300 monthly allowance. This covers daily pregnancy costs. It is paid every month.

Then there are extra benefits. These can include maternity clothing, travel costs, and other items. Everything is spelled out in your contract.

When you add it all up, the total package goes well beyond the base number. You can learn more about how our surrogacy process works.

All surrogate pay is held in a protected account. Learn how surrogacy escrow keeps your money safe. The IRS has guidance on reporting this income.

Three Layers of Pay

Base compensation ($60,000+ first-time, $70,000+ repeat) plus $300 monthly allowance plus extra benefits.

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Apply and Start Earning Your Surrogate Monthly Allowance

The first step is simple. Fill out the online application. Our team reads every one by hand.

Right now, there are not enough surrogates. Intended parents at Rocky Mountain Surrogacy are on a waitlist. Your choice to apply could bring a family together.

You need to be 21 to 38 years old. You need a healthy BMI and at least one prior pregnancy while still parenting or closely involved with that child. You must be a non-smoker and a U.S. citizen or resident.

If you meet those basics, you could be earning your full compensation package soon. Base pay, monthly allowance, and benefits — all designed to take care of you while you do something life-changing.

Check the full list of surrogate qualifications to see if you're ready.

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Surrogates Are Urgently Needed

Intended parents are on a waitlist. Your application could be the reason a family's dream finally comes true.

Your Compensation Package Is Waiting

Base pay starting at $60,000, a monthly allowance, and full benefits. Rocky Mountain Surrogacy takes care of you while you help build a family.

Frequently Asked Questions

Is the surrogate monthly allowance separate from base pay?

Yes — the $300 monthly allowance is paid on top of your base compensation of $60,000 or more. They are two separate payment streams defined in your Rocky Mountain Surrogacy contract.

When does the monthly allowance start?

Your monthly allowance begins once you sign your legal contract, before any medical steps start. The exact start date is written into your contract so you know exactly what to expect.

What does the surrogate monthly allowance cover?

The allowance covers everyday pregnancy-related costs like groceries, maternity clothing, gas for doctor visits, and prenatal vitamins.

How much is the monthly allowance?

Rocky Mountain Surrogacy pays a $300 monthly allowance, paid on top of your base compensation and outlined in your contract before you start.

Do repeat surrogates get a higher monthly allowance?

Yes — repeat surrogates earn $70,000 base compensation at Rocky Mountain Surrogacy, compared to $60,000 for first-time surrogates. The monthly allowance and benefit details for both tiers are defined in your individual contract.

How to Start Earning Your Full Package

  1. Check that you meet basic qualifications: age 21–38, healthy BMI, prior pregnancy, non-smoker
  2. Fill out the online surrogate application — our team reviews it by hand
  3. Get matched with intended parents and sign your contract with all payment details included