surrogate life insurance policy
Surrogate Life Insurance Policy: Protection Built In
Your surrogate life insurance policy is part of how Rocky Mountain Surrogacy takes care of you. A $450 policy is included in your compensation package from day one.
Quick Answer
- Rocky Mountain Surrogacy includes a $450 life insurance policy as part of your full compensation package
- Your surrogate life insurance policy is set up before your medical steps begin
- This benefit sits on top of your $60,000 first-time or $70,000 repeat base pay and $300 monthly allowance
- The policy reflects Rocky Mountain Surrogacy's commitment to protecting you throughout your journey
- You never pay for this coverage yourself — it is built into your package
What Your Surrogate Life Insurance Policy Provides
Your surrogate life insurance policy is part of your full compensation. It is a $450 policy. Rocky Mountain Surrogacy includes it for every surrogate.
Pregnancy asks a lot of your body. This policy gives you real protection while you carry. It sits next to your base pay and your monthly allowance.
You do not pay a cent for this coverage. It comes built into your package. You never have to ask for it or apply on your own.
See your full surrogate compensation and benefits package for every part of your plan.
Your surrogate life insurance policy is a $450 benefit included in your package. Rocky Mountain Surrogacy covers it in full.
How Life Insurance Fits Your Full Surrogate Pay
Picture your pay as layers. Base pay is the biggest layer. Your $300 monthly allowance sits on top of that. Your surrogate life insurance policy is another layer, added in.
A first-time surrogate earns $60,000 in base pay. A repeat surrogate earns $70,000. Either way, the $450 policy comes with it, at no extra cost.
This benefit never replaces your base pay or your allowance. It adds to your full package. Nothing is traded away to give you this protection.
See our surrogate pay 2026 guide for the complete breakdown of every layer in your compensation.
Your $450 life insurance policy adds to your $60,000 or $70,000 base pay and $300 monthly allowance. Nothing is reduced to cover it.
Apply and Get Your Full Care Package
Parents wait right now. There are not enough surrogates. Your choice to apply is a big deal.
Apply with us. Your surrogate life insurance policy comes with the rest of your pay. Base pay. Monthly cash. Real care, built in.
Your coordinator walks you through each part. This comes before you sign a thing. You will know what you get.
Apply to be a surrogate today. Start now. Our team is here 24/7. From your first call. All the way to birth day.
Intended parents are on a waitlist right now. Your decision to apply could bring a family together.
Frequently Asked Questions
What is the surrogate life insurance policy?
Rocky Mountain Surrogacy includes a $450 life insurance policy for every surrogate. It is part of your full compensation package, set up at no cost to you.
Do I have to pay for my life insurance policy?
No — Rocky Mountain Surrogacy covers the full $450 cost of your policy. It comes built into your compensation package alongside your base pay and monthly allowance.
When is my life insurance policy set up?
Your surrogate life insurance policy is arranged before your medical screening and embryo transfer begin, so you are protected from the very start of your journey.
Does the life insurance policy replace any of my base pay?
No — the $450 policy adds to your $60,000 first-time or $70,000 repeat base pay and $300 monthly allowance. Rocky Mountain Surrogacy never reduces your pay to cover it.